Business Insider’s Special Projects Editor Bria Overs moved from California to Brooklyn in 2019. In her words, “I had $4,000 in my account, barely any savings, and no retirement savings. Plus, I was barely affording my bills every month.”

As 2021 began, she said, “I was struggling to make financial goals. I knew I wanted a safety net and some money to play with, but I had no clue how I was actually going to get there.”

She started working with Raman Singh, CFP®, a planner at Facet Wealth. Now, she says, she has more in savings and investments than she’s ever had before, including money in a retirement account. Read more